Tax Planning
Year-round proactive strategy designed to identify opportunities before December 31.
- Current-year tax projection
- Entity and compensation review
- Retirement and estimated-tax strategy
Most CPAs report what happened.We plan what happens next.
Proactive tax planning, fractional CFO advisory, bookkeeping and tax preparation for business owners and high-income professionals.
SCHEDULE A CONSULTATION
Tell us what you’re working on and we’ll determine whether BigApple is the right fit.
Busayo Ogunsanya, CPA, MSTFounder & Managing Partner
20+ yearsTax & accounting experience
Master’s in TaxationFordham University
CPA-ledTax planning & CFO advisory
Based in New YorkAdvising clients nationwide
Your tax return tells you what happened. Your tax plan determines what happens next.
Traditional tax preparation looks backward, after decisions can no longer change.
BigApple plans during the year with one method: the C.A.T. Framework.
CASH FLOW
Understand how money enters, moves through and leaves your business.
ASSETS
Build and structure ownership, investments, retirement accounts and business assets.
TAX PLANNING
Use proactive tax strategy around the cash flow and assets you have built.
SERVICES
Strategy first. Compliance follows.
Fractional CFO
Financial visibility, forecasting, cash-flow planning and strategic decision support.
- Cash-flow forecasting
- Monthly reporting and KPIs
- Pricing, hiring and growth decisions
Bookkeeping
Accurate financial reporting designed to support tax strategy and better business decisions.
Tax Preparation
Individual and business tax compliance supported by proactive planning.
WHO WE HELP
Planning built around how you earn.
BigApple is best suited for business owners and professionals whose financial lives have become complex enough to require proactive planning.
PRIMARY
BUSINESS OWNERS
Entity, compensation, cash flow and year-end strategy.
EXPLORE BUSINESS OWNER PLANNING →PRIMARYPHYSICIANS
W-2, 1099, practice ownership and investment planning.
EXPLORE PHYSICIAN PLANNING →PRIMARYHIGH-INCOME PROFESSIONALS
Equity, bonuses, investments and multi-state income.
EXPLORE HIGH-INCOME PLANNING →SPECIALIZEDREAL ESTATE INVESTORS
Depreciation, cost segregation, 1031 exchanges and exits.
EXPLORE REAL ESTATE PLANNING →SPECIALIZEDCREATORS & ENTREPRENEURS
Brand deals, 1099 income, entities and estimated taxes.
EXPLORE CREATOR PLANNING →SPECIALIZEDART COLLECTORS
Buying, selling, donating and passing on a collection.
EXPLORE ART TAX STRATEGY →SPECIALIZEDMARRIAGE & DIVORCE
Prenups, filing status, asset division and business interests.
EXPLORE MARRIAGE & DIVORCE PLANNING →ILLUSTRATIVE PLANNING EXAMPLE
What proactive tax planning can look like.
CLIENT PROFILE
A business owner earning approximately $540,000 through a single-member LLC.
THE PROBLEM
Income was taken without a coordinated strategy, retirement planning was underused, estimated taxes were handled reactively and the entity structure had never been reviewed.
WHAT WE REVIEWED
- Compensation
How much should be salary versus distributions? - Retirement
Which plan types fit the owner’s income and staff? - Entity structure
Does an S-Corp election make sense at this profit level? - Estimated taxes
Are payments based on current-year projections? - Cash flow
How do tax payments fit the business’s cash cycle?
THE STRATEGY
- Compensation reviewed
- Retirement strategy evaluated
- Entity structure reviewed
- Quarterly planning implemented
- Cash flow and estimated taxes coordinated
THE RESULT
One coordinated plan instead of separate decisions. Any tax effect depends on the client’s actual facts, so we don’t show a savings figure for a hypothetical example.
Hypothetical scenario for illustration only. It does not describe a specific client and does not promise any result.
ON YOUTUBE
Tax Strategy in Plain English
Watch The People’s CPA break down tax planning, business ownership, wealth building and financial strategy.
Tax planning for business owners
Business owner planning →Tax planning for physicians
Physician planning →Money moves to make before 40
High-income planning →FREE MASTERCLASSES
Browse all resources →Go Deeper
FOUNDER & MANAGING PARTNER
Meet Busayo Ogunsanya
Busayo has spent more than 20 years in tax and accounting and holds a Master’s in Taxation from Fordham University. His career spans public accounting, banking, private equity and building his own companies, so he approaches taxes the way an owner does: as part of cash flow and long-term strategy.
He leads BigApple’s planning and CFO work and teaches tax strategy every week as The People’s CPA.
Schedule a consultation with BigApple →WHY CLIENTS TRUST BIGAPPLE
Credentials you can verify.
You worked hard to make the money. Now build the plan for keeping and growing it.
SCHEDULE A CONSULTATIONHave a more complex tax or business situation? Start with a consultation.